Law BikeNEW CHANGES TO UNINSURED / UNDERINSURED MOTORIST INSURANCE IN GEORGIA Uninsured Motorists Insurance provides coverage from your insurance company if the at fault driver does not have insurance, is underinsured or is not identified. It is stackable with all motor vehicle policies of relatives in the household. Covers Medical expenses, Lost Wages, Pain and Suffering, Property losses and loss of consortium. January 01, 2009, Georgia adopted a law requiring auto insurers to offer revised Uninsured Motorists Coverage unless rejected in writing. The new Uninsured Motorists Coverage now provides protection that will pay for your damages in addition to the at-fault driver’s liability coverage limit up to your Uninsured Motorists Coverage limit. This coverage applies unless you elect the Traditional Uninsured Motorists Coverage (reduced coverage) that will only pay up to the difference between the at-fault driver’s liability coverage and your traditional Uninsured Motorists Coverage. Under the old Uninsured Motorists law if you are involved in an accident where the at-fault party has $25,000.00 Liability Coverage and you have $25,000.00 Uninsured Motorists Coverage you would only receive $25,000.00. Under the new Uninsured Motorists law you will be able to stack the two policies for a total of $50,000.00 coverage available. If you have any questions about your insurance fax over your declaration page for a free review. Chuck Watwood 770-650-0016 Fax 770-998-2541
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